SMG CPAChartered Professional Accountant
Calgary · Fractional CFO

Fractional CFO services in Calgary

Senior financial leadership for growing businesses that aren’t ready for a full-time CFO: forecasts, budgets, and a CPA in your corner for the big decisions.

What’s included

CFO-level support, sized for your business

Cash-flow forecasting

A rolling forecast so you can see tight months coming and plan around them.

Budgets & targets

An annual budget built with you, and monthly tracking against it.

KPI reporting

A short monthly report on the numbers that matter most for your business.

Pricing & margins

Know which products, services or jobs make money, and price accordingly.

Financing support

Financial statements, forecasts and supporting information for banks, lenders and investors.

Growth & exit planning

Hiring, expansion, equipment purchases, or preparing to sell: decisions backed by numbers.

Is it right for you?

A good fit if you’re growing

  • Your business has outgrown “just doing the books”
  • Cash feels tight even though sales are good
  • You’re planning to hire, expand, borrow or buy equipment
  • You want regular, plain-English reporting on how the business is doing
How it works

Three simple steps

Free consultation

A short conversation about your situation and what you need. No cost, no obligation.

Clear, flat-fee quote

You get a written scope and fee. Nothing starts until you're comfortable with it.

We take it from there

We gather what we need, including from your previous accountant if you're switching, and get to work.

Questions

Common questions

What is a fractional CFO?
A senior financial professional who works with your business part-time: enough to bring CFO-level planning and reporting, without the cost of a full-time hire.
How much time do we get?
It depends on the engagement. It’s often a monthly meeting plus reporting, with more support around year-end or big decisions. We agree the scope and a flat fee up front.
Do you also do our bookkeeping and taxes?
We can. Having one CPA across your books, taxes and planning means nothing falls through the gaps, but it isn’t required.
Can you help us get a bank loan?
We can prepare the financial statements, forecasts and supporting information lenders usually ask for. The lending decision is always the bank’s.
Talk to a CPA

Ready for clearer numbers?

Send a quick note or book a time that suits you. You'll hear back from a CPA, usually within one business day.

Ask a question

We'll reply personally.

Please don't include your SIN or tax documents. Privacy policy

Call Ask a question