Accounting made easy.

You build Alberta.
We handle the numbers.

Tax, bookkeeping and CFO help for contractors, trades and small businesses, from SMG CPA, a Chartered Professional Accountant in Calgary you deal with directly.

CPA (Chartered Professional Accountant) member logo Regulated by CPA Alberta Calgary, Alberta Serving all of Canada virtually
Services

What we do

Most clients come to us for tax and bookkeeping. Others need a forecast for the bank, year-end statements, or help getting their own money in order. Whatever it is, Sherif does the work himself.

Executive boardroom with financial growth dashboards

Fractional CFO Services

For businesses that have outgrown a once-a-year accountant but don't need a full-time CFO. We build your forecast and budget, meet with you regularly, and help with the big decisions: hiring, equipment and financing.

  • Cash-flow forecasting & modelling
  • KPI dashboards & board reporting
  • Budget planning & variance analysis
  • Lender & investor relations support
Learn more about fractional CFO services
Corporate tax folders, calculator and pen on a desk

Corporate Tax Planning

Incorporating can save real tax, but only if the year is planned. We prepare your T2 and Alberta return, and we look at your year before it ends, while there's still time to act.

  • T2 corporate tax returns
  • Small-business deduction optimization
  • Salary vs. dividend planning
  • GST/HST advisory & filings
Learn more about corporate tax
Coins in a jar with a growing plant and a house key

Personal Tax & Wealth

Returns for employees, families, the self-employed and business owners. We look for what you're entitled to, not just what you owe, and plan ahead when life changes.

  • T1 personal tax returns
  • RRSP, TFSA & FHSA strategies
  • Investment-income planning
  • Estate & succession planning
Learn more about personal tax
Organized desk with laptop showing accounting software

Bookkeeping & Records

Current books make everything easier: GST, payroll, year-end, and any talk with the bank. We keep yours up to date every month, so there's no shoebox of receipts at year-end.

  • Monthly & quarterly bookkeeping
  • Bank & credit-card reconciliation
  • Payroll processing & remittances
  • QuickBooks & Xero setup
Learn more about bookkeeping
Printed financial statement with charts and a pen

Financial Statements

Year-end statements for your lender, your investors or your own decisions. We prepare compilation engagements (formerly Notice to Reader) under Canadian standards.

  • Compilation engagements (formerly Notice to Reader)
  • Balance sheet & income statement
  • Cash-flow statements
  • Year-end working-paper files
Learn more about financial statements
Notebook with an upward arrow and two coffee cups

Financial Coaching

One-on-one sessions to get your money organized: a budget that works, a plan for debt, and clear goals for saving and investing.

  • Personal budget & cash-flow planning
  • Debt-reduction strategies
  • Savings & investment goal-setting
  • Business-owner wealth planning
Learn more about financial coaching
Industries served

Industries we know well

Calgary runs on trades, energy, real estate and people who start their own businesses. We know what trips these businesses up, like uneven cash flow, holdbacks, per diems and vehicle costs, so you won't have to explain the basics.

Steel-and-glass building under construction at blue hour with a crane
General & subcontractors · project builders

We handle the financial complexity of holdbacks, WCB, progress billing, and job costing so you can focus on the build.

Job CostingHoldbacksWCBProgress Billing
Professional trade tools on a workbench with a service van
Electrical · plumbing · HVAC · welding

From incorporation decisions to vehicle deductions and crew payroll, we keep the books of skilled tradespeople running their own shops.

IncorporationVehicle DeductionsCrew PayrollTool Expensing
Alberta oilfield pump jack silhouetted at dusk
Field operators · oilfield service · consultants

Alberta's energy sector has its own tax rules and CRA requirements. We handle them for you all year, not just at filing time.

Field ServicesPer Diem PlanningResource DeductionsT2 Optimization
Modern residential property exterior at dusk with warm lights
Rentals · flips · investors

We structure your holdings to minimize tax, track capital-gains exposure, and keep your portfolio CRA-compliant.

Rental IncomeCapital GainsHolding StructuresHST on New Builds
Long-haul semi truck on an Alberta highway at blue hour
Owner-operators · trucking · freight

Fuel, truck depreciation, owner-operator deductions and lease-or-buy decisions. We know the numbers that matter in trucking.

Fleet DepreciationFuel Tax CreditsOwner-OperatorLease vs Buy
Elegant modern restaurant interior with warm evening lighting
Restaurants · food trucks · catering

Margins are thin, so the books need to be current. We keep yours up to date and handle GST and tip reporting so nothing slips.

Tip ReportingGST ComplianceCost of GoodsPayroll
Clean modern medical office with a stethoscope on a desk
Physicians · dentists · regulated pros

Professional-corporation structuring, salary-dividend mix, and medical-expense planning tailored to Alberta's regulated professionals.

Professional CorpSalary-Dividend MixRRSP StrategyMedical Expenses
Sleek tech studio workspace with glowing blue interface screens
Consultants · agencies · developers

SR&ED tax credits, stock options, and the right corporate structure to protect your IP and defer tax as you scale.

SR&ED CreditsConsulting CorpsIP StructuresScaling Advisory

Hi, I'm Sherif.

I've spent about 10 years in accounting, in public practice and in industry, and I'm licensed as a CPA in both Canada and the US.

Today I work with contractors, trades and small business owners across Calgary. When you work with SMG CPA, you deal with me: I prepare your file, answer your calls and give you straight answers in plain English.

Sherif M., CPA
SMG CPA · Calgary

Meet Sherif M., CPA

  • You deal with Sherif directly

    No hand-offs to junior staff.

  • We call you first

    We watch your deadlines and numbers all year and flag problems early.

  • A flat fee, in writing

    You know the price before work starts.

  • Here for the long run

    From your first year incorporated to selling the business.

Getting started

How it works

Step 01

Free first call

We talk about where things stand and what you need.

Step 02

Clear scope and flat fee

It's in writing before anything starts.

Step 03

We do the work

Books, GST, payroll, year-end and tax returns, filed on time and documented properly in case CRA asks.

Step 04

We stay in touch

Check-ins during the year, a heads-up when tax rules change, and a quick answer when you call. Not just in April.

Free consultation

Your first session is on us.

A free, no-pressure call about your business or your personal finances. Meet in Calgary, or by video from anywhere in Canada.

Contact

Let's talk about your numbers

Sherif keeps his client list small so every file gets proper attention. Tell us what's going on and he'll get back to you, usually within one business day.

Location
Calgary, Alberta · Serving all of Canada, virtually
Book a consultation

Send an enquiry

Tell us a little about your situation and we'll get back to you personally.

We use your details only to reply to your enquiry. Please don't include your SIN or tax documents here. See our privacy policy.