SMG CPAChartered Professional Accountant
Calgary · Financial coaching

Financial coaching in Calgary

One-on-one sessions with a CPA to get your money organized: budgets, cash flow, debt, tax-smart saving and planning for the big goals.

What’s included

A clear plan for your money

Budgeting & cash flow

A realistic plan for where your money goes each month, and a system you’ll actually keep up.

Debt payoff plan

A clear order and timeline for paying down debt.

Tax-smart saving

How RRSPs, TFSAs, FHSAs and RESPs work, and how they fit your situation.

Business owner finances

Separating business and personal money, paying yourself, and setting aside for tax.

Big decisions

Buying a home, starting a business, going part-time: the numbers before you decide.

Understanding your statements

What your tax return, pay stub or business statements are really telling you.

Our approach

Independent, no products to sell

We don’t sell financial products or recommend specific investments. Coaching focuses on budgeting, cash flow, tax and planning. Where you need investment advice, we’re happy to work alongside your financial advisor.
How it works

Three simple steps

Free consultation

A short conversation about your situation and what you need. No cost, no obligation.

Clear, flat-fee quote

You get a written scope and fee. Nothing starts until you're comfortable with it.

We take it from there

We gather what we need, including from your previous accountant if you're switching, and get to work.

Questions

Common questions

Who is financial coaching for?
Individuals, couples and business owners who want a clear, realistic plan for their money, from getting organized to preparing for a major decision.
Is this the same as a financial advisor?
No. We don’t sell products or manage investments. Coaching covers budgeting, cash flow, tax and planning, and it complements the work of a financial advisor.
How many sessions will I need?
It depends on your goals. After the first session we’ll suggest a plan, and you decide how many follow-ups you’d like.
Can we meet online?
Yes. Sessions work well by video call, so you can join from wherever suits you.
Talk to a CPA

Ready to get organized?

Send a quick note or book a time that suits you. You'll hear back from a CPA, usually within one business day.

Ask a question

We'll reply personally.

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